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Savings Accounts

Savings

  • $5.00 minimum balance required for membership.
  • Dividend-bearing savings account.¹
  • Use as overdraft protection to checking account.

Moving Forward Savings

  • $5.00 minimum balance for membership.
  • $50.00 minimum direct deposit per month.
  • Dividend-bearing savings account.¹

Advantage Club Savings - for members 62 and over.

  • $5.00 minimum balance for membership.
  • Dividend-bearing savings account.¹
  • Bonus dividend rate on certificates of deposit.
  • ¼% interest rate discount on installment loans.*
  • Free notary service.

*Due to the Equal Credit Opportunity Act, only members over age 62 may receive loan discounts. This discount does not apply to credit cards or other lines of credit.

Scottie Savers Club - kids up to 12 years old.

  • $5.00 minimum balance for membership.
  • Adult joint owner required.
  • Copy of child’s Social Security card required at time of opening.

CU Succeed Savings - teens 13 – 17 years old.

  • $5.00 minimum balance for membership.
  • Adult joint owner required.
  • Copy of teen’s Social Security card required at time of opening.

Club Accounts

  • Funds are separate from regular savings.
  • Deposits can be made any time, including direct deposit.
  • Christmas Club – accumulated funds paid to member on, or after Nov 1

¹Dividends for these accounts are paid quarterly on an average daily balance of $100 or more.

All Savings and Club accounts are restricted to three (3) withdrawals or transfers per quarter.  Should you exceed these restrictions, you will be assessed a fee. Refer to our Fee Schedule for details.

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