Scam and Fraud Alerts
Counterfeit Cashier's Check Alert
Emory Alliance Credit Union has received several inquiries regarding counterfeit checks. These checks are being used in a variety of scams in an attempt to gain excessive amounts of cash from unsuspecting consumers. Several scams include the following:
Work-At-Home/Secret Shopper Ads - Perpetrators examine newspapers, websites, and online job postings offering small but fast employment. Generally they will forward the unsuspecting consumer a counterfeit check and request that the amount over what was agreed, be returned in the form of a Western Union transfer.
Online Sales - Consumers are sent counterfeit checks to pay for an item purchased online with a request that the over payment of funds be sent back to the purchaser.
Often times, these counterfeit items look very genuine and authentic. Emory Alliance encourages all consumers to follow the guidelines issued by the US Department of Justice and the Federal Bureau of Investigation to avoid becoming a victim of these scams.
Click here to learn more about the latest scams and get tips from the FBI on how to avoid becoming a victim.
Don't Be the Next Victim of Fraud
HELP US PROTECT YOU
YOU SHOULD BE CONCERNED IF:
- You receive a check or money order in response to something you sold online.
- You have any reason to suspect that a check or money order you receive is not valid.
- The check is drawn on an account that is different from the person buying your item.
- The amount of the check or money order is more than the item’s selling price.
- The check or money order is connected to someone you only communicated with by email.
- You are informed that you were the winner of a LOTTERY, that you did not enter.
- You receive commission for facilitating money transfers through your account.
- You are asked to open an account as a result of a job offer you received online.
DON’T BE A VICTIM
- If the check or money order is later returned, you will be held liable for the bad check.
- We are not able to tell you when a check or money order you deposit will clear.
- Even when we lift a “hold” on funds from a deposited check or money order, that does not mean the item has cleared.
- If funds are to be held by a third party, or escrowed, be sure it is a party you can trust.
- Remember: always exercise extreme caution when conducting business with strangers.
- If an offer sounds too good to be true, it probably is.
- Never provide your online banking credentials to anyone.
- Trust your gut feelings - when you have a bad feeling about an offer or a company.
- If someone asks you to deposit a check or money order and then wire them funds, this is definitely a scam.
For help learn about our partner CyberScout.
For Education visit our partner Balance.
Emory Alliance Credit Union and other reputable organizations will never contact you asking for your sensitive, financial information. If you have been impacted, please notify us at 404-329-6415.