Emory Alliance Credit Union was originally founded in 1968 to serve Emory University and Emory University Hospital. Our field of membership has grown to include Emory University students and faculty, Emory Healthcare, other Emory-related organizations, and anyone who works or lives in DeKalb or Fulton County, Georgia. Emory Alliance Credit Union has grown to serve more than 19,000 members. As a full service financial institution, Emory Alliance Credit Union is capable of meeting all of your financial needs.
As a leading non-profit financial cooperative, our purpose is to provide high-quality, lower-cost financial services for our members. We are dedicated to improving the financial well-being of our member community through engagement, service, education, outreach and charity.
Emory Alliance Credit Union is dedicated to improving the financial well-being of our member community through engagement, service, education, outreach and charity. We provide a broad array of financial products and services at a reasonable cost.
What is a Credit Union?
Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees.
Credit unions are an economic democracy. Each credit union member has equal ownership and one vote — regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner.
How is a credit union different than a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.
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