Value Rewards  Combined total deposits and loan balances up to $25,000.

Free Services

  • Online Banking
  • Identity Theft Protectioną
  • ATM/VISA Debit Cardą
  • Bill Pay˛
  • Loan Discounts (-0.25%) with Direct Depositł or Auto Loan Paymentł
Classic Rewards  Combined total deposits and loan balances of $25,001 to $75,000.

Receive all of the Value Rewards PLUS

  • Cashier's Check (one per month)
  • Money Orders (five per month)
  • Checks (one box of Emory Alliance CU standard checks per year)
  • American Express Traveler's Cheques (one-signature, no fee)
  • Visa Gift Card (one per month)
  • Bonus Rates on Share Certificates & IRAs (+0.05%)4
  • Refunds for Non-Emory Alliance CU ATM Transaction Surcharges (limit two per month at $2 each)5
Premier Rewards  Combined total deposits and loan balances $75,001 or more.

Receive all of the Value and Classic Rewards PLUS

  • Incoming/Outgoing Domestic Wire Transfer
  • American Express Traveler's Cheques (two-signature, no fee)
  • Visa Gift Card (maximum of two per month)
  • Free Network ATM withdrawals at Nonproprietary ATMs5
  • Refunds for Non-Emory Alliance CU ATM Transaction Surcharges (up to four per month at $2 each)5
  • Bonus Rates on Share Certificates & IRAs (+0.10%)6
  • Waive one Consumer/Automobile Loan Application Fee per year
  • Refund Stop Payment Fee (one per month)
  • Reduced Mortgage Loan Origination Fees (-0.25%)7
  • Refund Overdraft Privilege Fee (one per month)

1 For checking account holders only.

2 Bill Pay Free - up to 15 transactions.

3 Maximum of 0.25% on loan discounts. Consumer loans are comprised of auto loans and personal loans.

4 Maximum of 0.05% on bonus rates.  Advantage Club members cannot combine bonus rates from the
   Member Reward Program with bonus rates from the Advantage Club Program on certificates and IRAs.

5 Surcharge and withdrawal fees incurred from nonproprietary International/Foreign ATMs are excluded.

6 Maximum of 0.10% on bonus rates.  Advantage Club members cannot combine bonus rates from the
   Member Rewards Program with bonus rates from the Advantage Club Program on certificates and IRAs.

7  Cannot combine with other mortgage loan offers or promotions.

About ATM Surcharges:   Emory Alliance CU members have access to surcharge-free transactions at ATMs in Georgia through CU 24/CU HERE ATM networks.  To find a surcharge-free ATM near you, visit www.cu24.com and click on the ATM Locator.