Loan Services
Loan Services :: Auto Loan Center :: Consumer Loans :: VISA Credit Cards :: Home Equity Loans :: Mortgages :: Student Loans
Emory ACU offers a wide variety of Loan Products and Services. Our goal is to provide our members with the best possible rates, terms and service. Our loan officers are ready to assist you with all of your lending needs. For more information, call the Loan Department at (404) 329-6415.
Loan Express - Online Loan Applications
Loan Express is one of Emory ACU's fastest and most convenient ways to apply online. Simply select a loan type, and submit your application in a safe, secure environment – 24-hours a day/7-days a week! Your request will be promptly reviewed by a Loan Officer who will contact you directly with an answer to your request. To apply online, simply click one of the applications:
| Auto Loan Center | Consumer Loans | Home Equity Loans | Credit Cards |
|---|---|---|---|
| New or Used Auto | Personal Loan | Home Equity Pre-qualification | VISA® Classic |
| Computer Loan | Home Equity Line of Credit | VISA® Gold | |
| Prime Plus Line of Credit | Home Equity (Closed-end) | VISA® Platinum | |
| Emoryline of Credit | Mortgage Loans |
Note: If you are enrolled in our Total Access Program, there is no need to complete another application, simply call us at (404) 329-6415 or our toll-free number 1(866) 460-9068 with your loan request.
Complimentary Auto Locator / Information Service
Car Solutions is a car buying service designed exclusively to assist Emory ACU's members in the purchase of new or pre-owned cars or trucks. Our Auto Locator Specialist, Michelle Paap, can save you time and money by locating new or pre-owned cars or trucks that best meet your exact specifications. Best of all, our Auto Locator Service eliminates the hassles and headaches of negotiating the best price in the deal. In addition, this service will provide you with valuable information necessary for you to make smart car buying and selling decisions. Trade-ins are accepted through the Auto Locator service.
The following benefits make up Car Solutions' formula for car buying success:
- Consumer Information
- Trained Consultants
- Low Financing Through Emory ACU
- Discount Pricing
- Extended Service Agreements
- After-Market Products
To begin your search for your next vehicle, call Michelle Paap at (404) 486-4318 or send her an e-mail at carsolutions@emoryacu.com. Please include your name, a daytime number you can be reached at, and the year, make and model you are looking for.
The Credit Union offers a competitive GAP Protection plan designed to help protect your investment in a new vehicle. For instance, the market value of your new vehicle starts to depreciate the moment you take possession. Also, if your vehicle is totaled or stolen, your insurance company usually does not cover the entire amount you owe on a lease or a loan. And, if a loss occurs, you may have to pay the difference, the gap between what you owe, and the actual cash value of your vehicle, from your own pocket!
How GAP Works |
|
| Loan Amount=$25,000 | |
| Term = 60 Months | |
| Loss Date = 36 Months | |
| Loan/Lease Payoff | $15,000 |
| Insurance Settlement* | $12,000 |
| GAP | ($3,000) |
| Insurance Deductible | ($500) |
| Potential Out-of-Pocket Expense | ($3,500) |
| GAP Payment to Lender | $3,500 |
| Out-of-Pocket Expense | |
| with GAP Protection | $0 |
| *Actual Cash Value of Vehicle | |
Gap protects you...
- All risk protection - fire, theft, collision, or any insured peril
- Protection for new and pre-owned vehicle
- Protection for vehicles valued up to $100,000
- Protection for the entire term of the loan
- EACU GAP Coverage pays the difference between the actual cash value of the total loss of your vehicle and the outstanding loan balance,
- PLUS, it also pays your insurance deductible up to $500.
- Competitive, one-time fee of $195.00
We currently offer members a comprehensive Service Contract. This contract provides the following features & benefits:
Highlights...
- Nationwide Protection
- Available on Both New and Pre-Owned Vehicles
- 24-Hour Roadside Assistance for the term of your coverage
- Rental Vehicle Assistance
- Tire Road Hazard Protection and Trip Interruption for the term of your coverage
- Transferable Coverage if you sell your vehicle before your agreement expires
- Fully Insured Program
- Direct Payment to Repair Facility
- One Deductible Per Visit
- Increased Resale Value
- Claim adjusters are certified by the National Institute for Automotive Service Excellence
Claims Authorization Number: 1(800) 654-8455
