Credit Union 1 is investing in our team to better serve our members! On Tuesday, July 22, our Member Solutions Team will be in training all day and member service will be unavailable by phone. For assistance on July 22, please use Luna's self-service banking capabilities, log in to Digital Banking, or visit your local branch. Thank you for your understanding and being a member of Credit Union 1.

New Loan (800) 710-7359
Need Assistance (800) 252-6950

Free Checking Get Paid Sooner

Members with direct deposit and a Free Checking1 account get paid up to two days sooner with CU1 Early Pay2, no special steps required.

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Free Checking: Get Paid Sooner
CU1

Rates to Reach
Your Goals

High Yield
Checking
4.75% APY 3 More Info Disclosures
12-Month
Share Certificate (CD)
3.25% APY 4 More Info Disclosures
2024 + Newer Auto
36-72 Months
5.49% APR 5 More Info Disclosures

Auto Loan Rates as Low as 5.49% APR5

Explore CU1 auto loans with a variety of financing terms that fit your needs, no matter your budget. Apply for preapproval online in minutes.

Digital Banking Recent Activity

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts and pay bills anytime, anywhere, using your mobile device.

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4.45 stars

4.45 1,270 Ratings

Gwen C.
7/10/2025
The Hobart branch is great, and Emily is always helpful!
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America Rivera
7/10/2025
Good Evening, We would like to Thank Ms. Sarah Cardenas at Credit Union 1, in Sycamore, IL for answering our questions in a courteous and Professional manner. We greatly appreciate Ms. Sarah Cardenas assistance. Regards, Mr. & Mrs. Rivera
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Jhakare Thornton
7/9/2025
Theo has been one of the best bank tellers I’ve ever encountered extraordinarily customer service
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Carol Nel
7/9/2025
I came in pretty upset because I couldn’t access my account online. I told the young lady who greeted me that I wasn’t happy with all the changes. With a smile, she replied, “Let’s see what I can help you with.” I explained that I don’t do online banking on my phone, and she patiently walked me through everything using their iPad. She remained kind, calm, and positive, even as I vented my frustra...  See More
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matthew wilkes
7/8/2025
All my questions where answered, about my new account. By emily .Hobart ind location.
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Patricia Gross
7/8/2025
Chasen Hernandez was amazing at helping me open up my new checking and savings account.
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emily taylor
7/8/2025
Gwen is amazing and such a big help.
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Shawn Rector
7/8/2025
I walked into Credit Union one this morning in Rantoul said I would like to open an account... Miranda was right on it..... I have so many concerns and so much animosity towards bones and apps and she helped me understand and set my bank app up so that I have no worries........ and Barb was amazing setting up my new debit card and taking my money lol... thanks again so much ladies for making my mo...  See More
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VONCEAL WALKER
7/7/2025
Great each time i come on for any transaction.
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hattie hart
7/7/2025
BRAVO! TO AN AWESOME YOUNG MAN, MR TRAMAYNE JOYNER. HE IS EPIC ALWAYS SHOWS A GENUINE CARE AND CONCERN FOR ME AS A CUSTOMER! HE WENT ABOVE AND BEYOND EXCEPTIONAL. CREDIT UNION ONE IS FORTUNATE TO HAVE A SUCH A "SHINI G STAR" ON THEIR TEAM!
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Candace Williams
7/5/2025
I just want to take the time to acknowledge an outstanding banker/teller by the name of Crystal at Credit Union 1, Matteson, IL location. Crystal consistently provides exceptional service by attentively listening to my concerns, responding with patience and resolving issues efficiently. I’m sure she receives praise from customers all the time based on the professional, pleasant, helpful, and frien...  See More
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Carl Thurman
7/3/2025
I had a good and unexpected experience today as I visited CU1. I met Guan and asked him question. Not only did he answer it but, he suggested he could provide the service I inquired about. He did so, and was very pleasant and deliberate. I have given him a 5 Star rating because I know he deserves it.
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Dayy Maaan
7/3/2025
I have been with the Credit Union since 2010. Ive been with them through their remodel and this new merger or change to Credit Union 1. I’ve seen a lot of 1-star reviews lately, but honestly, people are being way too quick to complain. Yes, the system changed, but the staff have been great about helping everyone adjust. When I needed help with the new app, they sat with me, explained everything c...  See More
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Reginald Scott [Cortney JHS]
7/2/2025
Santiago did an outstanding job! Though a new employee to this particular facility; he was outstanding. He was able to assist me and walk me through the necessary steps so that I could accomplish what I needed in a timely manner. He was extremely professional, courteous, and informative! He was able to explain information and helped me with my questions and concerns.
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Nadia El Fahdi
7/2/2025
Nieves is Wonderful.
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2025 CU1 Amp Pre-Sale Tickets

Members: You’re in! Credit Union 1 members get pre-sale ticket access to select shows at Credit Union 1 Amphitheatre in Tinley Park. Get early access to tickets for 2025 concerts like Rod Stewart, Papa Roach, Pierce the Veil, and more as a perk of your CU1 membership.

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along your knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

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Auto Refinancing 101: Rev Up Your Savings

Auto refinancing can be a savvy financial move for car owners who want to save money on their auto loan. Whether you're looking to lower your monthly payments, reduce the amount of interest you pay over the life of the loan, or simply find better member service with a new lender, refinancing your auto loan can help you achieve your goals. In this day and age, every penny counts, and auto refinancing is just one way to put a little extra cash back in your pocket.

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What is the Difference Between a HELOC and HELOAN?

Your home is an asset, and its value can help you reach other financial goals sooner. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral.

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Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More

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