CU Services: VISA^® Debit/ATM Cards
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 Easy Access and Convenience in One Card         

 

The Emory ACU VISA Debit/ATM card provides you with instant access to cash in your savings and/or checking account as well as the ability to purchase goods or services at any merchant that accepts VISA.

With your VISA Debit card, you can withdraw cash, transfer funds between accounts or view your account balance at thousands of ATMs locations, worldwide.
 

Emory ACU is now part of the CU24 "CU HERE"  surcharge free ATM network, providing members access to thousands of ATM machines.   To locate the CU HERE ATM machines in your area, simply access the online CU24 ATM Locator.  Be sure to check the CU HERE Program Box.  Note:  All Publix Supermarket ATM machines are part of the CU HERE Network and are surcharge free.

Remember, to avoid a surcharge fee, you also have the option of asking for "cash back" when using your VISA Debit card for a Point of Sale transaction which requires the use of your Personal Identification Number (PIN).

If you have a checking account, you can use the buying power of the VISA Debit card wherever VISA is accepted.  With your VISA Debit card you will never have to carry your checkbook with you ever again!

Here are some of the features of our VISA Debit/ ATM card:

• 24/7 Access to Cash
  Members can access cash at any ATMs  participating in the STAR, CU24, Cirrus, and Pulse network, 24 hours 7 days a week.  For surcharge free ATM transactions, use your VISA Debit/ATM card at any Emory ACU or CU24 "CU HERE" ATM locations.  (Other financial institutions may charge fees for using their ATM machines).

• Convenience
  The Emory VISA Debit Card is a convenient way to securely access your funds whether you are at home or across the globe.  Whether you prefer to use your card for online purchases, at the grocery store or to fill-up the gas tank, you can rely on your card for your everyday purchases.  And to keep up with your spending, you can use Online Banking to instantly review your account history or simply review your monthly statement.

• Zero Liability
  It's safer than carrying cash. Plus, you're not responsible for unauthorized charges if your card is ever lost or stolen*

• Real-Time Transactions
  All ATM or Point of Sale (POS) transactions are posted to your account balance instantly.  That is, once a transaction takes place, the system will automatically update your balance which will be reflected on your account history or ATM receipt.  If you have Overdraft Privilege on your checking account, any POS or ATM transaction presented for payment may be covered by this service.

• Daily Limits
  Unlimited use for Point-of-Sale transactions (use as much as you have in your checking account) and $300 for ATM withdrawals.
  
  *U.S. issued cards only. Visa's Zero Liability policy does not apply to ATM transactions, or PIN transactions not processed by Visa. See your Cardholder Agreement for details.

PIN Now - To change your VISA Debit/ATM Personal Identification Number (PIN) you must call (866) 985-2273 from your home phone number.  If you are unable to change your PIN through the automated system, please call the credit union to verify that we have your correct home phone number on record.  You may change your PIN as often as you like, however, you can only change the PIN once in a 24-hour period.  Please call (404) 329-6415 if you need additional assistance.
 

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Passwords Make Online Shopping Safer Than Ever

The Internet has not only brought a world of opportunities for merchants and shoppers, but also the need for stronger security measures. As a consumer, you want to know that your online purchases are secured. But you also want the ordering process to be easy. To help protect you when you are making purchases over the Internet, Visa has introduced Verified by VISA.

Verified by VISA is designed to give Internet shoppers more protection and greater control about where and how their cards are used. It uses personal passwords to help protect your credit and debit card numbers against unauthorized use. Verified by VISA protects your Emory VISA Debit card against unauthorized use online before it can ever happen.

One of the advantages of Verified by VISA is that it can work with just about any device with an Internet connection. There's no special software to install. Once you activate your card, you simply shop like normal - and your Visa card number is automatically recognized at checkout. When you submit an order at a participating online store, your personalized Verified by VISA window will appear. First, look for your personal message. Then, simply enter your password, click submit, and you're done. This process takes just a few seconds and is as simple as signing a sales receipt at the cash register. Verified by VISA is a portable solution, so cardholders are protected whether they shop on the Web from work or at home.