Become An Affiliate
Why should your organization join Emory ACU's Field of Membership?
Credit union membership has many privileges. In addition to having access to financial products and services at competitive rates and terms, credit union members receive the personal service they deserve. Credit unions are about relationships, not transactions. Your employees work hard for their money, and we work hard for them.
Offering your employees access to a credit union is a great employee benefit that you can provide at no cost to your organization. There is no fee for applying to be included in Emory ACU's field of membership, and there are no future costs to your organization when you are approved by the Georgia Department of Banking and Finance to be included in Emory ACU's field of membership.
How does your organization become part of Emory ACU's Field of Membership?
In order for your employees and their families to be members of Emory ACU, your organization must be approved by the Georgia Department of Banking and Finance to be included in the credit union's field of membership.
Your organization can apply to join Emory's field of membership by submitting a letter of application to the credit union. Click here to download the sample letter. The sample letter outlines the specific information required in your correspondence.
Upon receipt of your letter, we present your request to Emory ACU's board of directors for consideration. After the board of directors approves your request, we will submit the required documentation to the Georgia Department of Banking and Finance for their final review and consideration. The entire process takes no longer than 45 days to complete, depending on when the letter is presented to the board of directors. As soon as the Georgia Department of Banking and Finance approves your inclusion into our field of membership, your employees will be eligible to join the credit union.
Once our organization is added to the field of membership, who will be eligible to join?
Once your group is added to Emory ACU's field of membership, your employees will be eligible for membership. Additionally, family members and household members of your employees will also be eligible.
How does an employee join the credit union?
Your employee will complete Emory ACU's Total Access application and open a Share Savings Account with a minimum deposit of $25. A minimum balance of $25 must be maintained by the member in a share savings account in order for their membership to remain active. However, if a member chooses to discontinue their membership, this deposit is refunded to the member as long as their accounts are in good standing with the credit union.
At the time the account is opened, your employee will need to provide us with verification of their employment (such as a work ID or paycheck stub), and a valid picture ID, such as a driver"s license.
Can an employee remain a member if they no longer work within our organization?
Yes. Once a member of a credit union, you are always a member as long as your account is in good standing and remain open.
